💎 Plans & Limits
FinTrack Platform offers flexible pricing to meet your financial tracking needs, from personal use to comprehensive family financial management.
🆓 Free Tier
Perfect for getting started with personal finance tracking.
What's Included
- ✅ 1 User Account - Individual use only
- ✅ 3 Financial Accounts - Checking, savings, and one credit card
- ✅ 1,000 Transactions/Month - Covers typical personal spending
- ✅ Basic Dashboard - Essential charts and insights
- ✅ Manual Transaction Entry - Add transactions individually
- ✅ 5 Automation Rules - Basic auto-categorization
- ✅ Standard Categories - Pre-built expense categories
- ✅ 6 Months Data History - Recent transaction storage
Perfect For
- 🎓 Students managing basic expenses
- 👤 Individuals with simple financial situations
- 🧪 Testing FinTrack before upgrading
- 💡 Learning personal finance basics
🚀 Pro Plan - $9/month
Designed for active users who want comprehensive financial insights.
Everything in Free, Plus:
- ✅ 1 User Account - Individual power user
- ✅ 10 Financial Accounts - Multiple checking, savings, credit cards, and investments
- ✅ 5,000 Transactions/Month - Handles heavy spenders and multiple accounts
- ✅ Advanced Dashboard - Sankey diagrams, investment tracking, detailed analytics
- ✅ CSV Import - Bulk import from bank exports
- ✅ Unlimited Rules - Full automation capabilities
- ✅ Custom Categories - Create your own spending categories
- ✅ 2 Years Data History - Long-term trend analysis
- ✅ Pattern Detection - AI-powered rule suggestions
- ✅ Export Features - Download data for external analysis
- ✅ Priority Support - Faster response times
Perfect For
- 💼 Professionals with complex financial lives
- 📈 Investors tracking multiple account types
- 🏠 Homeowners managing mortgage, utilities, and maintenance
- 📊 Data enthusiasts who want detailed analytics
👨👩👧👦 Family Plan - $19/month
Comprehensive financial management for households.
Everything in Pro, Plus:
- ✅ Up to 4 Users - Full family access
- ✅ 25 Financial Accounts - Handle complex family finances
- ✅ 15,000 Transactions/Month - Multiple family members' spending
- ✅ Family Dashboard - Shared insights and individual views
- ✅ User Permissions - Control what each family member can see
- ✅ Shared Categories - Consistent categorization across the family
- ✅ Multi-User Rules - Automation that works for everyone
- ✅ Family Goals - Shared savings and budget targets
- ✅ Unlimited Data History - Never lose your financial history
- ✅ Premium Support - Dedicated family account assistance
Perfect For
- 👨👩👧👦 Families managing household budgets together
- 💑 Couples combining finances
- 🏠 Multi-generational households
- 👨💼 Small business owners mixing personal and business expenses
🏢 Enterprise (Custom Pricing)
For organizations, financial advisors, and power users with special needs.
Custom Solutions Include:
- ✅ Unlimited Users - Entire organization access
- ✅ Unlimited Accounts - No restrictions on financial accounts
- ✅ Unlimited Transactions - Handle any volume
- ✅ API Access - Integration with other financial tools
- ✅ Custom Integrations - Direct bank connections
- ✅ White-label Options - Branded for your organization
- ✅ Advanced Analytics - Custom reporting and insights
- ✅ Dedicated Support - Personal account manager
- ✅ Training & Onboarding - Team setup assistance
- ✅ SLA Guarantees - Uptime and performance commitments
Perfect For
- 🏦 Financial Advisors managing multiple client portfolios
- 🏢 Small Businesses with complex financial structures
- 🎓 Educational Institutions teaching financial literacy
- 👥 Organizations providing financial wellness programs
📊 Feature Comparison
| Feature | Free | Pro | Family | Enterprise |
|---|---|---|---|---|
| Users | 1 | 1 | 4 | Unlimited |
| Accounts | 3 | 10 | 25 | Unlimited |
| Monthly Transactions | 1,000 | 5,000 | 15,000 | Unlimited |
| Data History | 6 months | 2 years | Unlimited | Unlimited |
| CSV Import | ❌ | ✅ | ✅ | ✅ |
| Advanced Charts | ❌ | ✅ | ✅ | ✅ |
| Pattern Detection | ❌ | ✅ | ✅ | ✅ |
| Custom Categories | ❌ | ✅ | ✅ | ✅ |
| Export Data | ❌ | ✅ | ✅ | ✅ |
| API Access | ❌ | ❌ | ❌ | ✅ |
| White-label | ❌ | ❌ | ❌ | ✅ |
💳 Billing & Payment
Payment Methods
- 💳 Credit Cards - Visa, Mastercard, American Express, Discover
- 🏦 Bank Transfer - ACH payments for annual subscriptions
- 💰 PayPal - Secure PayPal payments accepted
Billing Cycles
- 📅 Monthly - Pay month-to-month with flexibility
- 📅 Annual - Save 20% with yearly payments
- 🏢 Enterprise - Custom billing terms available
Payment Security
- 🔒 PCI Compliant - Bank-level payment security
- 🛡️ Encrypted - All payment data encrypted in transit and at rest
- 🔐 No Storage - Card details processed by secure payment partners
📈 Usage Monitoring
Track Your Limits
FinTrack makes it easy to monitor your usage:
- 📊 Dashboard Widget - Real-time usage display
- 📧 Email Alerts - Notifications at 80% and 95% of limits
- 📱 Mobile Notifications - Stay informed on the go
- 📋 Usage History - Monthly usage patterns and trends
Soft Limits vs Hard Limits
Soft Limits (Friendly Warnings)
- Transaction Limits: We'll warn you when approaching but won't block imports
- Account Limits: Suggestions to upgrade when adding accounts
- Rule Limits: Notifications when approaching automation limits
Hard Limits (Enforced Boundaries)
- User Limits: Additional users require plan upgrade
- Data History: Older data archived based on plan limits
- Advanced Features: Some features locked to higher tiers
🔄 Upgrading & Downgrading
Upgrading Your Plan
Immediate Benefits
- ✅ Instant Access - New features available immediately
- ✅ Prorated Billing - Only pay for time remaining in cycle
- ✅ Data Preservation - All existing data remains intact
- ✅ Settings Migration - Rules and categories carry over
How to Upgrade
- Go to Account Settings → Billing
- Select new plan
- Confirm payment method
- Complete upgrade process
Downgrading Your Plan
What Happens
- ⚠️ Feature Restrictions - Advanced features become unavailable
- ⚠️ Data Limits - Older data may be archived
- ⚠️ Account Limits - May need to remove excess accounts
- ✅ No Data Loss - Core transaction data preserved
Downgrade Process
- Review current usage vs new plan limits
- Archive or remove excess accounts if needed
- Complete downgrade in billing settings
- Changes effective at next billing cycle
🎁 Special Offers
Student Discount
- 🎓 50% Off Pro Plan - $4.50/month with valid student email
- 📧 Verification Required - Must verify with .edu email address
- ⏰ Annual Renewal - Discount valid while enrolled
Annual Payment Discount
- 💰 20% Off All Plans - Pay annually and save
- 💳 Free Trial Extension - 30 days instead of 14 for annual plans
- 🔄 Flexible Refunds - Pro-rated refunds available
Non-Profit Discount
- 🏛️ 30% Off Family/Enterprise - For registered non-profits
- 📋 Documentation Required - Must provide tax-exempt documentation
- 🤝 Educational Pricing - Special rates for financial literacy programs
❓ Frequently Asked Questions
Billing Questions
Q: Can I change plans anytime?
A: Yes! Upgrades are immediate, downgrades take effect at your next billing cycle.
Q: What happens if I exceed my limits?
A: We'll send friendly reminders to upgrade. We don't cut off access immediately.
Q: Do you offer refunds?
A: Yes, we offer pro-rated refunds for annual subscriptions within 30 days.
Feature Questions
Q: Can I export my data if I cancel?
A: Yes! You can export all your data before canceling your account.
Q: Do deleted accounts lose data permanently?
A: Yes, data is permanently deleted 30 days after account cancellation.
Q: Can I share accounts with family on Pro plan?
A: No, Pro is single-user. Family plan is designed for multi-user access.
Technical Questions
Q: What happens to my rules when I downgrade?
A: Your rules are preserved but may be limited based on your new plan's rule limit.
Q: Can I use FinTrack offline?
A: Basic viewing works offline, but importing and syncing require internet connection.
Q: How secure is my financial data?
A: We use bank-level encryption and security. See our Security page for details.
🚀 Getting Started
Free Trial
- 🆓 14 Days Free - Try Pro features with no commitment
- 💳 No Credit Card - Sign up without payment information
- 📊 Full Access - Experience all Pro features during trial
- 🔄 Easy Transition - Seamless upgrade to paid plan
Migration Assistance
- 📞 Setup Help - Free onboarding call for Family and Enterprise plans
- 📊 Data Import - Assistance with large historical data imports
- 🎓 Training - Video tutorials and documentation for all features
- 🤝 Support - Dedicated assistance during your first month
📞 Need Help Choosing?
Not sure which plan is right for you? We're here to help!
- 💬 Live Chat - Real-time assistance during business hours
- 📧 Email Support - Detailed plan recommendations
- 📞 Schedule Call - Phone consultation for Enterprise needs
- 📚 Documentation - Detailed feature descriptions
Most Popular Choice: Pro Plan offers the best balance of features and value for active personal finance users.
Find your perfect plan and take control of your financial future! 💰